Kal humney post office ke sharey schemes ke names gyat Kiya, Aaj ushi schemes me se ek scheme ke barey Mai discuss karengay, toh Aaj hum Post Office Savings Account ko detail Mai discuss karengay.
Post Office mein apne bachat khate ke liye khata kholna ek accha vikalp hai. Post Office Savings Account ek surakshit aur saste tareeke se paise bachane ka ek pramukh madhyam hai. Yeh aapko ek saral aur suvidhajanak tareeke se apne bhavishya ki suraksha aur bachat karne ki suvidha pradan karta hai. Ismein aapko kuchh faayde hai, jinke bare mein hum yahan par discuss karenge.
1) Saral Prakriya:
Post Office Savings Account khata kholna bahut hi saral hai. Aapko sirf najdiki Post Office branch mein jana hota hai aur wahan ki seva pradaan karne wale adhikari se aavashyak dastavej jama karne hote hai. Aapko apna proof of identity (Pehchan Patra) aur proof of address (Pata Patra) jaise dastavej submit karne hote hai. Iske baad aapka khata khola jata hai aur aapko passbook pradaan ki jati hai.
2)Minimum jama rashi:
Post Office Savings Account mein nyuntam jama rashi bahut kam hoti hai. Aap apne khate mein shuruati roop se bahut kam rashi jama kar sakte hai. Isse aapki upalabdhata badhti hai aur aapki bachat karne ki aadat taiyar hoti hai.
3) Protection:
4) Intrest rate :
Post Office Savings Account mein aapko ek samanya vyaj dar prapt hoti hai. Is vyaj dar par aapke jama ki gayi rashi par har saal vyaj prapt hota hai. Vyaj dar samay-samay par Government of India ke dvara nirdharit kiya jata hai. Ishi liye mai aap logon ko sahi tarike se nahi bata paunga, abhi 2023 mai 4% / year mil Raha hai.
5) Ashani se withdrawl:
Post Office Savings Account ke dwara aap aasaani se apne bhuktaniya prapt kar sakte hai. Aap ko pradan ki gayi ATM/Debit card ka upyog karke apne khate se paisa nikal sakte hai ya fir cheque dwara bhuktani kar sakte hai.
6) Tax free :
Post Office Savings Account mein jama ki gayi rakam par aay kar chhoot prapt ki ja sakti hai. Isse aapki kamai par koi bhi aay kar nahi lagta hai aur aapki bachat aur aamdani surakshit rehti hai.
Is prakar, Post Office Savings Account aapke liye ek accha vikalp ho sakta hai. Yeh aapko suraksha, saral prakriya aur vyaj dar ke saath apne paise ki bachat karne ka mauka deta hai. Aapki najdiki Post Office branch mein jakar aur adhik jankari prapt kar sakte hai. Wahan ke adhikari aapko aur bhi vistarit jankari pradan kar sakte hai, jaise ki khate ki visheshtaayein, jama karne ki vidhi, bhuktani ke tareeke, aur anya suvidhayein.
Post Office Savings Account aapke liye samriddhikarak ho sakta hai, kyunki yeh aapko saste vyaj dar par nivesh karne aur apne paiso ko surakshit rakhne ka avsar deta hai. Ismein aap apne bachat ko lambe samay tak badhane ka mauka paate hai. Aapke dhan ki vridhhi hone se aap apne bhavishya ke liye arthik sthirata ka anubhav kar sakte hai.
Iske alawa, Post Office Savings Account aapke liye sahuliyat bhi pradan karta hai. Aap apne khate se paisa nikalne, bhuktani karne ya jama karne ke liye kabhi bhi najdiki Post Office branch ja sakte hai. Iske saath hi, aap ATM/Debit card ka bhi upyog kar sakte hai, jo aapko aur bhi aasaan aur tezi seva pradan karta hai.
Samanya logon ke liye, jo bachat aur suraksha ke liye sahi vikalp dhoond rahe hai, Post Office Savings Account ek prathamik vikalp ho sakta hai. Yeh pradhanmantri ki jan dhan yojana ke antargat bhi aata hai, jiski madad se har ek vyakti ko banking sevaon ka labh mil sakta hai.
Yadi aap apne paiso ko surakshit rakhna aur unhe samriddhi pradan karna chahte hai, toh Post Office Savings Account aapke liye ek prakritik vikalp ho sakta hai. Isse judi adhik jankari ke liye, najdiki Post Office branch se sampark kar sakte hai aur apne bachat ke liye iska labh utha sakte hai.
Kripya dhyan dein ki yeh information up to date nahin ho sakti, isliye khud se aur najdiki Post Office se bhi jankari prapt karnay ka salaha hai
